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International Student Insurance

Studying abroad stands out as an incredibly thrilling prospect for learners. Every year, numerous students vie for spots at their dream institutions, yet only a fraction secures admission. The primary challenge lies in students often becoming overly enthralled and overlooking the numerous steps tied to international education. These encompass arranging accommodation, applying for visas, and ensuring adequate insurance coverage, among other essential tasks.

The Annovatix Overseas team of advisors, however, is dedicated to supporting students with these intricate tasks as they prepare for their upcoming adventure. We aid our students in acquiring top-tier international student health insurance policies. Insurance stands as one of the foremost pre-departure documents for students, serving as a safeguard in unfamiliar surroundings, ensuring their well-being and protection.

The Annovatix experts excel in procuring cost-effective student health insurance plans that span the entire duration of your overseas studies, adhere to your visa prerequisites, cut down significantly on your annual premiums, and offer a range of additional benefits.

Why International Student Health Insurance is Essential ?

International students pursuing studies abroad must secure a reliable health insurance policy to avoid bearing the full burden of healthcare costs during emergencies. Healthcare expenses can be exorbitant for students, especially since they are not covered by the host country's government healthcare schemes, resulting in significantly higher costs compared to local residents.

Nowadays, most international institutions require students to have health insurance. A good health insurance policy provides peace of mind, knowing that you won't have to pay hefty sums for medical assistance while studying. Opt for the finest student health insurance plans tailored for international students.

Annovatix Overseas counselors are constantly striving to identify the most optimal health insurance plan for international students. Our goal is to ensure that the plan encompasses medical care, emergency evacuation, and medication coverage. We also carefully assess your university's waiver criteria to determine if they accept insurance from your home country's provider or require coverage from an international or country-specific insurance company before finalizing the plan.

In our insurance evaluation process, we take into account various factors, such as:

  • Policy Maximum: The amount of money that the insurance company will pay out in the event of an accident or illness.
  • Deductibles: The amount you must pay before the insurance provider assumes responsibility. Our goal is to select the plan with the minimum deductible.
  • International Coverage: We prefer to choose a plan that covers you internationally rather than one that only covers you in the country where you want to study.
  • PPO Network: This term refers to an insurance company's preferred treatment facilities for insured students. This allows the facility to bill the company directly rather than going through the lengthy procedure of you paying them and then requesting reimbursement from your insurance carrier.

Our international student health insurance encompasses coverage for medical emergencies, illnesses, treatments, and more. The fundamental coverage of the plan includes:

  • Medical treatment that does not require admission to a hospital, such as walk-in clinics, physician visits, and so on.
  • Lab Tests and X-Rays
  • In-patient Medical Treatment: Receiving medical care while in the hospital, such as in the medical room, the intensive care unit, or after surgery.
  • Dental Emergencies
  • Emergency medical evacuation: If you become ill and require medical treatment in your own country or another nation, the company will cover your evacuation expenses.
  • Prescribed Medication

Annovatix Overseas experts not only curate the ideal insurance plan for you but also guide you on its effective utilization, maximizing its benefits. As your trusted education partner, we assure you of an insurance plan tailored to optimize your safety and well-being during your overseas studies.